Capital Allocation Jun 20



Share 17% 
US portfolio consistently outperform SG portfolio. This reaffirms my direction - focus capital gain from US stocks, cash flow from SG stocks.

- Added Uber 100 @ $30, Pfizer 100 @ $33.30 
- Sold Gilead 50 @ $76, small capital gain. 

Dividend
Q1'20 - $2k
Q2'20 - $2.6k

Warchest 29%
Warchest to Shares ratio - 63:37. Share ratio sightly increases by 3 point.

Plan to increase my US share investment and further increase share ratio to 40.

SRS 4% 
50% invested in Singapore saving bond with min interest earned (1-2%). 

- Added OCBC 1000 @ $8.90

CPF 23% 
OA balance can cover 21 months loan installment.

Emergency fund 13%
Earning interest  ~2%.
Can cover > 2 years living costs if something go wrong. This should be furthered reduced to 1 year.











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