US portfolio consistently outperform SG portfolio. This reaffirms my direction - focus capital gain from US stocks, cash flow from SG stocks.
- Added Uber 100 @ $30, Pfizer 100 @ $33.30
- Sold Gilead 50 @ $76, small capital gain.
Q1'20 - $2k
Q2'20 - $2.6k
Warchest to Shares ratio - 63:37. Share ratio sightly increases by 3 point.
Plan to increase my US share investment and further increase share ratio to 40.
50% invested in Singapore saving bond with min interest earned (1-2%).
- Added OCBC 1000 @ $8.90
OA balance can cover 21 months loan installment.
Emergency fund 13%
Earning interest ~2%.
Can cover > 2 years living costs if something go wrong. This should be furthered reduced to 1 year.